Helping small businesses survive a cyber attack

As businesses become ever more reliant on technology, the risk of suffering a loss related to problems with computer systems or holding sensitive customer data continues to grow. When it comes to cyber risk, insurance is more important than ever with attacks and security breaches increasing in frequency and sophistication. This is where Thistle is here to help.

We have access to a range of insurers who offer cyber insurance that can be tailored for those businesses who hold sensitive customer details, are reliant on computer systems, have a website or are subject to a payment card industry (PIC) merchant service agreement.

Unsure if you need cyber liability insurance? Ask yourself the following questions:

Do you:

  • Hold sensitive customer details such as name, addresses, banking information?
  • Use IT systems and websites to conduct business?
  • Process payment card information as a matter of course?

If you answered yes to any of the above, your business could be at risk and you should speak to our team to find out more or how we can help protect you.

Features and Benefits

To help your business recover from a Data Breach we can provide a range of covers including:

Breach Costs
We offer practical support in the event of a data breach (electronic or otherwise) including forensic investigations, legal advice, notifying customers or regulators, and offering support such as credit monitoring to affected customers. We could provide compensation for loss of income, including where caused by damage to your reputation, if a hacker targets your systems and prevents your business from earning revenue.
Cyber Business Interruption
We could cover the increased costs of working and loss of income due to being able to use computer systems, programmes or data.
Crisis Containment
Covers costs of effective communication to minimise the impact on your company’s reputation following a breach of data as well as support from experts in PR in supporting your business communications to customers and third parties.
Cyber Extortion
Protects you against hackers holding your business to ransom with any final ransom paid.
Hacker Damage
Provides cover for the costs of repair, restoration or replacement if a hacker causes damage to your websites, programs or electronic data.
Privacy Protection
Cover to defend and settle claims made against you for failing to keep customers’ personal data secure.
Multimedia Liability
Protection if you mistakenly infringe someone’s copyright through online material or inadvertently libel a third party in an email or other electronic communication.
Cyber Crime
Covers direct financial loss following an external hack into your company’s computer network.

About Thistle

At Thistle, we specialise in providing insurance to support small businesses. We ensure the cover provided is suited to your business activities, leaving you to carry out your day-to-day business with peace of mind. We offer a panel approach to our quotation service, giving you access to a range of insurers and delivering a fast and efficient service to you. Our documents are issued electronically by knowledgeable and helpful staff – with a wide range of cover available.